Term Level Life Insurance - Best quotes and rates

Term Level Life Insurance

What is level term life insurance?

It is basically a life insurance policy that is in effect for a set period of time (usually 10, 20 or 30 years), and the death benefit stays unchanged (level) for that time.

For example, a 20 year level term policy in the amount of...  [more...]

125 Articles (and 65 Videos) for this topic

 

Best Life Insurance Rates By Age, Gender & Product [Full ...

Life Insurance Rates By Age - 10 Year Level Term

Second only to an annual renewable term (ART) , the 10 year level term products are the cheapest life insurance policies available from any carrier. By design,...  [more...]

105 Articles (and 16 Videos) for this topic

Whole Life Insurance Rates

Whole Life Insurance

Whole Life Insurance

Whole life insurance is a great choice for people who want the security of a policy that never expires coupled with an investment vehicle suitable for reaching / managing financial goals.

What is Whole Life Insurance?

Unlike term life insurance , which expires after a set number of years, whole life insurance is a type of permanent life insurance that...  [more...]

46 Articles (and 1 Videos) for this topic

 

Level Term Life Insurance Quote - Physician Insurance

Level Term Life Insurance Quote

Level Term Life Insurance provides physicians long-term coverage at an affordable rate. Find out your rate by using the quote calculator below.�

Have you used tobacco products within the last year?

Yes

Are you a member of the American Medical Association?

AMA members receive access to special savings.

Yes

Questions?

� 1-888-627-5883

If you'd like to speak to a Customer Care Specialist, simply call us toll-free 8 am - 5 pm CT, Monday - Friday or send us a note .

Total Annual Premium

Save this quote for your records and refer to it during the application process.

*...  [more...]

27 Articles (and 4 Videos) for this topic

Term Life Insurance for People Over 60 - ProFam.com

Other Amounts

Insurers are more than happy to underwrite policies for people in their sixties that are in fair health and have no major illnesses.

Many people rely on life insurance policies to cover funeral and final expenses, pay off debts, and give their surviving family members some financial relief. If the head of the household dies, his or her spouse or significant other may not have the...  [more...]

19 Articles (and 1 Videos) for this topic

 

Life Insurance for Elderly Parents - How to Insure Your ...

Do you need to buy life insurance for your elderly parents?

Maybe you realize that your parents have no coverage or there is not enough. If you are concerned about the costs you may incur when your parents pass on, then it is a great idea to make the move to get an affordable policy to cover the costs of their funeral and final expenses . In most cases, this is easy to do and provides peace of...  [more...]

16 Articles (and 1 Videos) for this topic

Life Insurance Calculator: Use our FREE life insurance ...

A life insurance calculator can help you work out how much cover you require. It takes into consideration debts, loans, funeral expenses and living standards:

debts

living costs

assets

The figures given by the calculator are indicative only and you should speak to a specialist before making any decision.

why use a term insurance calculator?

For those currently looking into obtain term assurance...  [more...]

14 Articles (and 4 Videos) for this topic

 

Life Insurance - Life Insurance Ireland

Standalone Illness Cover

What is Life Insurance?�

Life insurance is an insurance policy that pays a lump sum to the beneficiary of the policy on you passing away.

Policies can be written for a specified term or for whole of life

Premiums can be fixed or allowed to rise gradually to ensure the policy remains inflation proof.

�Why take out Life Insurance?

Looking after people who depend on you...  [more...]

4 Articles for this topic

Tell me about - Level Term Life Assurance | Money Minder UK

Many term assurance policies now also offer the option for you to pay an extra premium and receive a payout in the event of being diagnosed with a critical illness.

As long as the policy is used for personal rather than...  [more...]

2 Articles for this topic

 
 
 

Term Level Life Insurance - Best quotes and rates

Term Level Life Insurance

What is level term life insurance?

It is basically a life insurance policy that is in effect for a set period of time (usually 10, 20 or 30 years), and the death benefit stays unchanged (level) for that time.

For example, a 20 year level term policy in the amount of...

Read more


Website: https://www.termlevellifeinsurance.com

Best Life Insurance Rates By Age, Gender & Product [Full ...

Life Insurance Rates By Age - 10 Year Level Term

Second only to an annual renewable term (ART) , the 10 year level term products are the cheapest life insurance policies available from any carrier. By design,...

Read more


Website: https://www.bestliferates.org

Level Term Life Insurance Quote - Physician Insurance

Level Term Life Insurance Quote

Level Term Life Insurance provides physicians long-term coverage at an affordable rate. Find out your rate by using the quote calculator below.�

Have you used tobacco products within the last year?

Yes

Are you a member of the American Medical Association?

AMA members receive access to special savings.

Yes

Questions?

� 1-888-627-5883

If you'd like to speak to a Customer Care Specialist, simply call us toll-free 8 am - 5 pm CT, Monday - Friday or send us a note .

Total Annual Premium

Save this quote for your records and refer to it during the application process.

*...

Read more


Website: https://www.amainsure.com

No medical life insurance, Cheap and best cover

Life and critical illness cover

no medical life insurance

    Without any health check you can buy instant life insurance no medical needed. You can easily compare life cover quotes online and you can be insured in few minutes at very low price.

Compare Online

Guaranteed Lowest premium Life assurance!

Instant Quote, Immediate life...

Read more


Website: https://www.easyinsurancehub.co.uk

Term Life Insurance - Insurance from AIG in the US

Term Life Insurance

Make sure your loved ones have enough to keep going, even if you can't be there.

Our term life insurance products provide families and employers with economical coverage and a wide range of policy duration choices, including 10-year and 15 to 30, and 35 year terms. This level of flexibility allows you to match your policy term to upcoming milestones and future goals, saving you money in the long run.

Make a plan for your family.

Term Life Insurance Products

Select-a-Term®

Get a policy that has the amount of benefit you need, for the...

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Website: http://www.aig.com

Term life insurance | MORE THAN

One of the simplest and cheapest types of life insurance that you can buy.

Term life insurance is particularly important if you're getting married or planning a family.

Why is this cover important?

Have you ever considered what would happen to your family if you were to die? A policy will pay out a lump sum upon death to your partner and dependants.

Working out how much life insurance cover you need to take out requires a bit of thought. There are rules of thumb that...

Read more

Date: 2018-03-29 20:38:52
Website: https://www.morethan.com

Life Insurance Calculator: Use our FREE life insurance ...

A life insurance calculator can help you work out how much cover you require. It takes into consideration debts, loans, funeral expenses and living standards:

debts

living costs

assets

The figures given by the calculator are indicative only and you should speak to a specialist before making any decision.

why use a term insurance calculator?

For those currently looking into obtain term assurance...

Read more

Date: 2012-02-06 15:14:12
Website: http://www.lifeinsurancecalculator.co.uk

BMO Life Insurance | Life Insurance Canada

Term and Permanent insurance

for your family's sake.

Term insurance policies offer premiums level for a stated term, as opposed to permanent insurance policies, which offer premiums level for the insured's lifetime. The following are additional differences between Term and Permanent life insurance policies.

BMO Guaranteed Life Plus vs. The Easy One Life Insurance Application

September 6th,...

Read more


Website: https://lsminsurance.ca

Term Life Insurance for People Over 60 - ProFam.com

Other Amounts

Insurers are more than happy to underwrite policies for people in their sixties that are in fair health and have no major illnesses.

Many people rely on life insurance policies to cover funeral and final expenses, pay off debts, and give their surviving family members some financial relief. If the head of the household dies, his or her spouse or significant other may not have the...

Read more


Website: http://www.profam.com

Whole Life Insurance Rates

Whole Life Insurance

Whole Life Insurance

Whole life insurance is a great choice for people who want the security of a policy that never expires coupled with an investment vehicle suitable for reaching / managing financial goals.

What is Whole Life Insurance?

Unlike term life insurance , which expires after a set number of years, whole life insurance is a type of permanent life insurance that...

Read more

Date: 2012-05-29 21:15:28
Website: http://www.lifeinsurancerates.com

State Employees' Credit Union - Life Insurance

For immediate assistance, contact our 24/7 Member Services at (888) 732-8562 .

Search Branch / ATM Locations

e.g. "1000 Wade Ave., Raleigh, NC 27605"

Life Insurance

Life is unpredictable and life insurance provides peace of mind that you and your family are financially protected if the unthinkable happens. To lessen the financial risks that compound the stress and pain of losing a loved one,...

Read more


Website: https://www.ncsecu.org

Term Life Insurance | Quote Online | LV=

Advantages of level term insurance

If you want to leave a cash sum to your family and dependants or to pay off a mortgage after you have died, level cover life insurance could be right for you.

It provides...

Read more

Date: 2018-01-16 17:32:39
Website: https://www.lv.com

Compare Life Insurance Quotes | Life Cover 2go

WE TAKE YOUR PRIVACY

VERY SERIOUSLY

By clicking "Get Quotes" you agree to be contacted by telephone or email by an FCA authorised insurance firm and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy .

Compare Life Insurance Quotes

Shopping for Life Insurance can be a daunting but vital task. is an excellent brand with many years providing an excellent service to their customers, however we want to make certain you receive the best possible premium for your life insurance needs.

Compare Life Insurance with other leading brands and we will provide you...

Read more


Website: https://lifecover2go.co.uk

Term Life Insurance Rates and Quotes - All about level ...

Home

Term Life Insurance

As the name implies, level term life insurance is a type of life insurance that is guaranteed for a certain amount of time (term) and the death benefit stays level. Meaning, it does not decrease over time.

For example, if you purchase a 20 year term life insurance policy, and you die within 20 years, your beneficiary will get the policy face amount (i.e....

Read more


Website: http://www.profam.com

Don't Buy Globe Life Insurance Without Reading This ...

You deserve honest, affordable life insurance rates.

Most consumers cringe at the thought of purchasing life insurance. Why?

The last thing a consumer needs when searching for the best products and pricing is an advertisement with tricky fine print or a misinformed agent promising cheap insurance.

Globe Life Insurance Company has a handful of marketing pieces that all consumers should...

Read more


Website: https://www.goldsmithinsurance.com

Mortgage Insurance No Physical Exam - Apply Online Now

Mortgage Insurance No Physical Exam

Do you want to purchase mortgage insurance no physical exam necessary?

Now you may qualify for up to $500,000 of mortgage life insurance without any exams, in a matter of minutes.

It used to be the case that life insurers required a medical examination if you requested $100,000 of life insurance, or more.

Now, some insurers are using the internet and...

Read more


Website: http://www.term-life-online.com

Term Life Insurance | Erie Insurance

Life Insurance

Term Life Insurance

Everyone needs financial protection. With term life insurance, you can provide for your loved ones even if ... well, you're not there. It's not easy to think about, but having a well thought out financial plan is a smart move. Term life insurance can be a cost-effective way to cover expenses like debt, college costs or even replace a wage earner's income, so...

Read more

Date: 2018-03-06 18:37:48
Website: https://www.erieinsurance.com

Compare level term life insurance - Confused.com

What is level term life insurance?

Level term life insurance means that the amount of cover you insure yourself for will stay fixed throughout the term of the policy. So whether you claim on day eight or day 8,000, the amount the policy will pay out will be the same, ensuring your family is protected financially should the worst happen. 

On the other end of the scale, with decreasing term...

Read more


Website: https://www.confused.com

Top 10 Decreasing Term Life Insurance Quotes Comparison

Before you get quotes online, find out:

How much your mortgage is worth: This will give you a payout figure to use when you get quotes.

What interest rate you pay on your mortgage: A decreasing life policy reduces its payout based on a set monthly percentage. Look for a policy that has the same interest or higher so you have the cover you need.

This comparison shows insurers that offer decreasing...

Read more


Website: https://www.money.co.uk

Low Cost Life Insurance - Get Free Quotes and cover from £ ...

Want To Save Money On Life Insurance?

Search over 500 plans to find the best life insurance quote to suit your circumstances.

    

 No obligation quote. Protect loved ones

    

 £100,000 of cover from as little as 17p per day

    

 UK company. NO overseas call centres

It is important to compare life insurance quotes from lots of different companies, as some life insurance...

Read more


Website: https://www.low-cost-life-cover.co.uk

Top 10 Level Term Life Insurance Quotes - Compare Rates

73 years

What is level term life insurance?

It is an insurance policy that will pay out a lump sum if you die during the term. It is called level term because the payout amount remains the same up until the policy ends.

How does it work?

Level term life insurance gives you a payout if you die during a fixed term, like 40 years.

If you die after the term ends, you will not qualify for a payout,...

Read more


Website: https://www.money.co.uk

Life Insurance - Life Insurance Ireland

Standalone Illness Cover

What is Life Insurance?�

Life insurance is an insurance policy that pays a lump sum to the beneficiary of the policy on you passing away.

Policies can be written for a specified term or for whole of life

Premiums can be fixed or allowed to rise gradually to ensure the policy remains inflation proof.

�Why take out Life Insurance?

Looking after people who depend on you...

Read more


Website: https://www.lifeinsurance.ie

Term Life Insurance

Term life insurance provides affordable protection to your loved ones for temporary needs. It's simple and straightforward.

Who needs it?

Knights of Columbus term life insurance may be an ideal solution for people with time-bound financial obligations who are interested in:

Protecting your young family on a tight budget.

Shielding your family against the remaining payments on your mortgage, so...

Read more


Website: http://www.kofc.org

Life Insurance Cover Australia | Asteron Life

Terms & Conditions | Privacy | Licence & Registration Numbers | Life Insurance Code of Practice | Contact Us | Sitemap

Asteron Life[TM] is committed to providing customers with long term financial security. We provide life insurance products including Income Protection Covers, Trauma Cover, Total & Permanent Disablement (TPD) Cover, Life Cover and Business Expenses Cover. To obtain a copy of our...

Read more

Date: 2018-03-31 13:19:30
Website: http://www.asteronlife.com.au

Related topics : term life insurance providers / life cover insurance policy / term life insurance conditions / life insurance life cover / life cover insurance

Buying Life Insurance: Term Versus Permanent - Investopedia

Loans are permitted against the policy.

Favorable tax treatment of policy earnings.

Level premiums.

There are three basic types of permanent insurance: whole life , variable life and universal life . The two most common are whole life and universal life. Whole life insurance provides lifetime protection, for which you pay a predetermined premium. Cash values usually have a minimum guaranteed rate...

Read more


Website: https://www.investopedia.com

BMO Life Insurance | Life Insurance Canada

Now is the perfect time

to get a critical illness insurance

for your family.

Photo by Ted Bongiovanni

BMO Insurance recently announced a multi-life discount for all living benefits (Critical Illness, Disability, etc.) applications submitted on or after May 16, 2011.

However, applicants can only qualify for the discount if they meet the following criteria:

Applications must be submitted at the...

Read more


Website: https://lsminsurance.ca

Term Life Insurance Quotes and Rates ...

Get Your Own Life Insurance Quote!

Term life insurance is affordable because it does not accrue a cash value and only pays the death benefit. Therefore, the initial premium is much lower, allowing you to easily budget for your coverage. This option offers great value to an individual that needs a death benefit for a specific period of time.

For example, term life insurance is a good choice...

Read more


Website: http://www.spectruminsurancegroup.com

A Guide to Level Term Life Insurance - Money Expert

Level Term Life Insurance Policies

Level Term Life Insurance

One of the most popular life insurance policy types is level term insurance. These policies will offer you protection in the event that you die within a certain set period.

The amount paid out will not change over the course of the policy term unlike with decreasing term insurance.

What are the benefits of level term life...

Read more


Website: https://www.moneyexpert.com

Mortgage Life Insurance Quotes - Instant & Private Quotes

Instantly Compare Rates From Top Companies & Save

Mortgage Life Insurance

If you own a home, chances are you are paying on a mortgage. If you live in a state where home prices are high (like California, as I do), your mortgage payments are probably higher than you'd like. If that's the case, and you are the breadwinner of the family, it would be a good idea to purchase a life insurance policy to,...

Read more

Date: 2018-03-31 11:28:04
Website: https://www.lifeinsure.com

Top 10 Life Insurance Companies - Best UK Life Cover

73 years

What is life insurance?

It is an insurance policy that pays out a lump sum to your loved ones when you die.

You can get a quote for life insurance online, or by speaking to a specialist adviser over the phone or in person.

How does life insurance work?

You have to pay a premium each month until the end of your policy's term, e.g. 20 years. You are only eligible for a payout if you die...

Read more


Website: https://www.money.co.uk

Life Insurance for smokers - Tobacco user level term ...

Other Amounts

You may be wondering how much more will a smoker policy cost, a research of life insurance policies for smokers vs non-smokers reveals some amazing results. For example; a 29-year-old female smoker weighing 115 pounds and standing 5’4” tall will pay $50-$90 per month for a 30 year term life insurance policy valued at $300,000. The same non-smoker female will only...

Read more


Website: http://www.profam.com

Whole Life Insurance : Whole Life Rates & Quotes : Farmers ...

You are here Farmers right arrow Browse Insurance right arrow Life1 right arrow Types of Coverage right arrow Whole Life

Whole Life Policies

Whole life is one of the most common types of permanent life insurance offered by Farmers New World Life Insurance Company. Whole life insurance combines a level premium with guaranteed cash values which the policy owner may use to meet a variety of...

Read more

Date: 2018-03-31 01:21:59
Website: https://www.farmers.com

Group 20-Year Life Insurance

Carrier

Eligibility

You are eligible to apply for $100,000 to $2,000,000 (in multiples of $10,000) of ASCE Group 20-Year Level Term Life Insurance for both you and your lawful spouse if:

You're an ASCE member in good standing

You and your spouse (if proposed for insurance) are under age 55

You and your spouse are able to perform the normal activities of a person in good health and like age (MD...

Read more


Website: asceinsurance.com

10 Everyday Things That Cost More Than Term Life Insurance

| Gary Dek | 2 chat

Adults and parents worry. We worry about our family's health, safety, financial security and future. But more families need to put their money where their heart is by buying term life insurance .�(This is�the�most affordable type when initially purchased and provides protection for a specific period of time or the "term".) However, the issue isn't a matter of hypocrisy,...

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Website: https://www.lifehappens.org

Life Insurance Ireland - Life Assurance Quotes - Life ...

AIB Term Life Insurance

Term Life Insurance is life insurance that covers you for a specified and agreed length of time. In the event of death during this time, a cash lump sum will be paid out.�

--------------------Start of Accordion---------------------------

Find out More

AIB Term Life Insurance�

Term Life Insurance cover is designed to pay your family a lump sum if you die or are...

Read more

Date: 2018-03-28 12:30:25
Website: https://aib.ie

Define the Difference Between Term and Whole Life Insurance

Explore the difference between Term and Whole Life insurance

When making your life insurance decision, the main thing you need to know are the differences between term and whole life insurance. The easiest way to remember the difference is to think of term as temporary insurance and whole life as permanent insurance which remains in force...

Read more

Date: 2018-03-07 02:20:13
Website: http://www.accuterm.com

Life Insurance with Fixed Premium Rates - Insurechance.com

888-492-1967

Life Insurance with Fixed Premium Rates

The variety of life insurance products can often leave you, the consumer, a little confused. Often times you just want to make sure your family is protected in the case of your passing. All you want to know is what you pay every month and make sure it's the same rate with no surprises. Is that too much to ask for?! Definitely not, so let's talk...

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Website: https://www.insurechance.com

Life Insurance for Elderly Parents - How to Insure Your ...

Do you need to buy life insurance for your elderly parents?

Maybe you realize that your parents have no coverage or there is not enough. If you are concerned about the costs you may incur when your parents pass on, then it is a great idea to make the move to get an affordable policy to cover the costs of their funeral and final expenses . In most cases, this is easy to do and provides peace of...

Read more

Date: 2014-10-11 00:45:22
Website: http://www.lifeinsuranceforelderly.org

Instant Term Life Insurance Quotes - Apply Online

Differences Between Insurance Companies and Life Insurance Products in the Instant Life Insurance Quote tool.

The following is a brief list of some of the other factors that you will need to consider when comparing products and companies in the life insurance quotes tool:

Company Financial Strength�- Not all life insurance companies are the same. Some are very large financially, some are small....

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Website: https://www.insuringincome.com

Term Life Insurance Vs Whole Life Insurance - Which Is ...

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Term life insurance vs. whole life insurance. Which is a better choice for you? Term life insurance policies serve a purpose. So do whole life insurance policies.

The purpose of term life insurance is to protect your family for a specific time period. If you buy the right term life insurance , it does the job beautifully well.

On the other hand, whole life insurance has two...

Read more


Website: https://wealthpilgrim.com

About Life Insurance ~ Learn About Life Insurance | GEICO®

About Life Insurance

So, you're probably here for one of two reasons:

You have an understanding of life insurance but you'd like a quick reminder of how it works

You have no idea what life insurance really does except that it kicks in after you aren't around any longer and you'd like to learn some basics

Regardless of why you're here, you've got questions about life insurance and thanks to the...

Read more


Website: https://www.geico.com

Metropolitan Life Cover | LifeCoverSouthAfrica.co.za

Metropolitan Life Cover umbrella, a host of exceptional life cover products are available for you to compare and buy.

There are different products to choose from and they are:

FutureBuilder Life Cover

This is the simplest of Metropolitan's life cover products.

Your cover can range from R100,000 to R500,000

You can take cover for yourself or pay a FutureBuilder policy of any one in your...

Read more


Website: http://lifecoversouthafrica.co.za

Life Insurance Comparison Chart | American Family Insurance

Choosing life insurance with American Family Life Insurance Company means you have the freedom to build a policy that's best for you and your family. Take a look at our life insurance comparison chart to get savvy about your options and select the right coverage to protect what matters most.

Key Features

Quick and easy application, with few health questions and fast approval.

No medical exam...

Read more


Website: https://www.amfam.com

Group Term Life Insurance Plan - Products

Term Life Insurance Plan

How secure is your financial future?

Term Life Insurance is pure insurance - without any risky investment or savings frills to increase your costs. It can provide a high level of financial protection for your loved ones at a price you can afford.

Advantages To You

You�may elect up to $200,000 of Member or Spouse Life Insurance

Insurance can be retained when you...

Read more

Date: 2018-03-31 13:23:32
Website: http://www.voluntarybenefitsplan.com

NEA Group Term Life Insurance Plan | NEA Member Benefits

NEA Group Term Life Insurance. The advantages include:

The lowest, group-discounted rates in our history: Members, spouses, domestic partners1 and dependent children are all eligible for exclusive rates.

Flexible coverage levels from $25,000 to $500,000.2 There's no long-term commitment. You decide how long you want coverage--and you can always increase or decrease it.3

Full benefits until age 704 and no medical exam to apply (in most

cases).5 Once you're approved, your coverage amount remains the same--even if your health changes. You can't be dropped for health reasons.

No...

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Website: neamb.com

Life Insurance Policies Flashcards | Quizlet

What does "level" refer to in the level term insurance?

Face amount

The death protection component of a universal life policy is expressed as what type of coverage?

Annually renewable term

What are the death benefit options in universal life policies?

Option A - level death benefit, and Option B - increasing death benefit

When does an adjustable life policy accumulate cash value ?

When the...

Read more


Website: https://quizlet.com

No Medical Life Insurance - Canada Protection Plan

No Medical & Simplified Issue Life Insurance

Many plans available with no needles, doctor reports or medical exams

Why wait any longer. Call Toll-Free for a No Obligation Quote. 1-877-851-9090

With Canada Protection Plan, you can get the life insurance coverage you need in as little as just a few days. We offer the most options and largest amounts of No Medical Life Insurance with competitive...

Read more


Website: https://www.cpp.ca

Life Insurance - ETF Wisconsin

Madison, WI 53725-9708

Group Life Insurance

The Wisconsin Public Employers Group Life Insurance Program provides group term life insurance coverage for state employees and local employees whose employers have elected to participate. Detailed information regarding this insurance may be found in the brochure Wisconsin Public Employers Group Life Insurance Plan (ET-2101) . To submit these...

Read more

Date: 2018-03-26 20:59:41
Website: http://etf.wi.gov

Compare Cover | Life, Travel & Pet Insurance Quote ...

Compare Cover: Protecting Your World for Less

Compare insurance quotes from a variety of UK insurance providers with Compare Cover.

Established in 2016, insurance - particularly life insurance - has actually been a speciality of the Compare Cover team since 1999, and we work with a full range of UK providers to allow you to compare insurance quotes for level term life insurance , mortgage...

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Website: https://www.comparecover.com

AccuTerm - Shop Best (Cheap) Term, Whole Life Insurance Quotes

Start Your Quote by Typing Your Zip Code:

** Zip Code is required and must be in the format 00000

Basics of Life Insurance: Term, Whole Life

Browse our Guides and Shop Quotes

Just this year, the wife of one of our clients tragically discovered that her husband did not understand his life insurance. He had told her repeatedly that he had "tons" of life insurance but would never allow her to look...

Read more

Date: 2017-12-13 14:48:32
Website: http://www.accuterm.com